StakePoint

Solana DeFi Glossary

Definitions of key terms used in Solana DeFi, token locking, LP locking, and staking. Published by the StakePoint team.

Glossary/Stake Account

Stake Account

An on-chain Solana account used to delegate SOL to a validator for native staking rewards.

Definition

A stake account is an on-chain Solana account specifically used for native SOL staking — delegating SOL to a validator to earn network rewards. Stake accounts are distinct from regular wallet accounts and have specific delegation and withdrawal rules.

Stake accounts have a lifecycle: they must be created, funded with SOL, delegated to a validator, and then warmed up over one epoch before earning rewards. Undelegating also requires a cooldown period of one epoch before the SOL can be withdrawn.

Stake accounts are managed by wallets that support native Solana staking, such as Phantom and Solflare. Each stake account is associated with two authorities: a stake authority (manages delegation) and a withdraw authority (manages withdrawals).

StakePoint & Stake Account

Stake accounts are a native Solana concept separate from StakePoint. StakePoint uses Program Derived Addresses to hold staked project tokens — not native Solana stake accounts. Users earn different types of rewards from each.

Frequently Asked Questions

What is a stake account on Solana?

A stake account holds delegated SOL for native Solana validator staking. It is distinct from DeFi staking positions on platforms like StakePoint.

Does StakePoint use stake accounts?

No. StakePoint uses Program Derived Addresses for token staking positions, not native Solana stake accounts.